Do you sometimes feel like getting your head around financial planning and saving for the future is a bit of a challenge? Well, you’re not on your own! There are people just like you out there and we’re sharing their stories so you can benefit from their experiences.

Meet 23 year old Polly…

What do you do for work Polly?

I work in fashion retail. Going forward I hope to join the management training scheme to improve my career prospects within the Group.

What has been your experience so far with money and finances?

Growing up, money was tight, but my parents always worked and paid into pension schemes, so I understood from an early age the need to have money for the future.

I want to save up for my own flat, but don’t want to waste money on renting, so plan to stay home for the time being. I’ve heard about the Government introducing the LISA (Lifetime ISA) next year, so I am going to look into this as it could help me save for a deposit.

Did you know that a Lifetime ISA or LISA can also help you with your retirement saving as well?

Yes, I have but I would rather use the money being a first-time buyer. It also means I can keep this account open for when I eventually come to save for retirement.

Do you know anything about retirement?

I know that there is a pension awareness day soon at our Head Office where you can drop in and find out about auto-enrolment and the benefits of saving in a pension scheme – so I am planning to go.

For further information about the LISA visit: www.gov.uk/lifetime-isa.